I personally know many younger JWs who are either saving for retirement, or preparing to supplement their parents' incomes because they didn't save for their own. This WILL catch up with the WTS soon. Now it's finally possible to have a conversation with JWs about retirement funds.
Funny though, because they are willing to disobey the 'direction' about savings, they blame the older generation personally for not saving. Still no blame is out on the WTS.